01Digital organization
SmartVault
A prototype digital organizing layer for future sponsor-bank funds, rewards, shipping credits, donation designations, and program benefits.
PrototypeAlaska Smart Ecosystem
One platform.
Four clear groups.
Alaska Smart is designed to connect residents, merchants, communities, businesses, and participating service providers through one Alaska-first digital ecosystem.
Development statusPrototypePlannedFuture ConceptPartner Dependent
The Alaska Smart structure
Four groups.
One shared foundation.
Each group has a distinct role while shared technology supports identity, security, records, reporting, notifications, and future authorized partner connections underneath.
01Residents
02Commerce
03Financial Connections
04Community & Future Programs
Alaska-first digital ecosystemAlaska Smart
IdentityShared infrastructure
SecurityShared infrastructure
Ledger + reconciliationShared infrastructure
APIsShared infrastructure
NotificationsShared infrastructure
Fraud + riskShared infrastructure
Privacy reportingShared infrastructure
Partner integrationsShared infrastructure
Separate future expansionSmart Voyager + Crew Smart→Perkz Miles
Resident Digital Core
Vault. Wallet.
Card. Miles.
Four connected digital products designed to organize value, manage activity, provide payment access, and reward eligible participation through approved merchant and partner programs.
02Digital management
Smart Wallet
A resident-facing digital wallet prototype for balances, activity, rewards, notifications, and future partner-connected services.
Prototype03Digital access
Smart Card
A digital-first card concept connected to Smart Wallet, with optional physical issuance and payment processing through approved regulated partners.
PrototypePartner Dependent04Digital rewards
Smart Miles
The planned digital rewards program within Smart Wallet for eligible activity through participating merchants and partners.
PlannedPartner DependentSupporting resident capabilities
Planned identity and PFD-related concepts remain distinct from the four principal resident products and retain their existing approval requirements.
Digital Identity and Resident Credentials
Planned resident-controlled identity, account verification, secure login, passkeys, device biometrics, and future eligibility credentials. No access to government databases is currently represented.
PFD Services
Future education, public-resource navigation, direct-deposit readiness, and limited resident-authorized verification concepts. No State endorsement, PFD database access, approved early access, or government partnership currently exists.
02
Primary ecosystem group
Commerce
Merchant and business experiences designed to support offers, reporting, fulfillment, cargo coordination, and future participating-provider connections.
Merchant Network
A planned network for participating merchants, offers, reward campaigns, settlement visibility, and resident benefits across Alaska commerce.
Business Portal
A business and merchant workspace prototype for activity, reward campaigns, reporting, cargo tools, and future partner-dependent financing referrals.
Smart Cargo
A planned commerce and resident-benefit concept for merchant fulfillment, cargo coordination, shipping-credit acceptance, reporting, and rural or remote delivery needs. Transportation and logistics integrations require participating partners and formal agreements.
03
Primary ecosystem group
Financial Connections
Regulated and financing concepts that require approved providers, formal agreements, applicable approvals, and completed technical integration before launch.
Sponsor Bank
Future regulated account, card, payment, settlement, and funds-flow capabilities require an approved sponsor bank, formal agreements, compliance review, and technical integration. No current banking partnership is represented.
Payment Processing
Payment-network access, processing, card issuance, and settlement would depend on approved regulated providers and completed technical implementation.
Smart Factoring
A future referral and workflow marketplace concept for connecting qualified Alaska businesses with approved banks, factors, CDFIs, and other providers. Alaska Smart does not currently purchase invoices or provide funding.
04
Primary ecosystem group
Community & Future Programs
Community-focused and educational concepts that may develop through appropriate governance, authorization, partnerships, and clear participant choice.
Alaska Native Smart
A planned related platform concept with its own future governance, partnerships, and community-specific services. It does not classify residents by race, tribe, clan, ethnicity, or ancestry.
Shareholder Smart
A planned service concept for shareholder communications, benefits, distributions, education, and related tools where formally authorized.
Smart Give
A future voluntary-giving concept for verified nonprofit relationships, transparent receipts, and donor-selected giving. No external foundation or state-program integration is currently represented.
PFD Whiz
Planned educational information, deadlines, guides, calculators, and links to public resources related to the PFD process.
Environmental Attributes
Future sustainability records, environmental attributes, shipping-impact information, and partner-supported program concepts. Alaska Smart does not currently issue, certify, sell, or guarantee carbon credits.
Shared layer
Technology foundation
Infrastructure underneath the ecosystem
Shared technology concepts support the four primary groups without changing the distinct permissions, approvals, or partner responsibilities each service requires.
Identity and permissions
A planned resident-controlled framework for secure authentication, scoped permissions, and clearly defined access.
Security and access controls
Developing security architecture for protected access, encryption, permissions, and future approved services.
Ledger and reconciliation
A developing double-entry ledger and reconciliation foundation for future partner-connected services.
Wallet and transaction APIs
Developing interfaces intended to support permissioned wallet, transaction, product, and partner connections.
Notifications
Planned transaction, reward, security, and merchant-promotion alerts with resident-controlled preferences.
Fraud and risk controls
Planned monitoring, permissions, review workflows, and risk-management controls for approved services.
Privacy-protected reporting
Aggregate reporting concepts designed to minimize exposure of personal information. Personal transaction data is not a public dashboard.
Partner integrations
A future connection layer for approved providers, programs, and services after applicable agreements and technical implementation.
P2P transfer rails
Future person-to-person transfer capabilities subject to banking, payment, legal, and technical approvals.
Separate roadmap
Future expansion
Travel follows the Alaska core.
Smart Voyager and Crew Smart remain outside the four-part resident core as separate future concepts. Their future rewards program is Perkz Miles, which is separate from Smart Miles within Smart Wallet.
Smart Voyager
Smart Voyager is a future travel and destination experience designed to connect travelers with participating merchants, destinations, local experiences, and Perkz Miles. It is not currently launched.
Crew Smart
Crew Smart is a future crew-focused program within the travel and crew expansion area. It is designed to connect eligible crew members with participating merchants, local services, travel benefits, and Perkz Miles. No cruise-line, maritime, onboard, cabin-access, or ship-system integration is currently represented.
Perkz Miles
Perkz Miles is a future rewards concept for Smart Voyager and Crew Smart. Eligible travel, destination, crew, and participating-merchant activity may earn Perkz Miles after required partnerships and technical integrations are established. Perkz Miles is separate from Smart Miles.
Development notice
Alaska Smart is a developing technology platform. Features shown as planned, future concept, or partner dependent are not represented as currently available. Regulated financial, government-connected, transportation, and other partner-dependent services require applicable approvals, agreements, and technical implementation before launch.
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